Niki Andravidioti, a seasoned professional with 29 years of experience in the payments industry, currently works as a Business Development and Innovation Specialist at DIAS, the National Automated Clearing House. Her role is to foster collaboration among payment market stakeholders with the aim of delivering secure and innovative solutions to end-users. She has gained extensive expertise as a Key-Account Manager for the private and the public sector payments as well as a Business Analyst, by designing UIs for DIAS payment services. Currently, she participates in EACHA and EMPSA working groups and holds a degree in Business Administration from the University of West Attica. She is fluent in English, Italian and French.